Life and Protection Insurance

Life and Protection Insurance policies can protect you and your family from the financial consequences of death, a serious accident or illness, or unemployment.


Life Insurance

Life Insurance

Life Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die.

Payment Protection Insurance / Short Term Income Protection Insurance

Payment Protection Insurance / Short Term Income Protection Insurance

Payment Protection Insurance and Short Term Income Protection Insurance can provide a monthly income to help cover your regular outgoings if you can’t work due to an accident, illness/injury or, often as an optional extra, unemployment.

The value of Protection

The value of Protection

Far from being a luxury, Protection Insurance should be considered essential, especially if you have a family or people that rely on your income.

Critical Illness Insurance

Critical Illness Insurance

This type of cover can pay out a (tax-free) lump sum on the diagnosis of certain life-threatening or debilitating illnesses, or if you have to undergo certain types of surgery.

Income Protection Insurance

Income Protection Insurance

Income Protection Insurance is designed to pay you a regular tax-free monthly income if you become unable to work due to illness or injury.

Personal Finance

Today's programme of legislation was unusual because the Government has lost its majority and an election is anticipated shortly, but the pension plans are likely to get cross-party support.
Demand for longer-term deals has grown substantially since the financial crisis as borrowers look to lower monthly outgoings and gain access to larger loans.
Tesla has recently introduced a sneaky price hike on its in-demand Model 3 electric car, increasing the cost by 6% - between £2,000 and £3,000 depending on which version you buy.
The 232-year-old Raphaels Bank is closing all its savings deals, with customers given 60 days to find new homes for their £99m of deposits.